ADV Part 2A

Form ADV, Part 2A and Appendix 1, our “Disclosure Brochure” and “Wrap Fee Brochure” as required by Investment Advisors Act of 1940 are very important documents between clients and Harbor Financial Services, LLC.

These Brochures provide information about the qualifications and business practices of Harbor Financial Services, LLC. If you have any questions about the content of these Brochures, please contact us at 251-650-0840.

The information in these Brochures has not been approved or verified by the United States Securities and Exchange Commission or by any State Securities Authority.

Harbor Financial Services, LLC is a registered investment adviser with the Securities and Exchange Commission. Our registration as an Investment Adviser does not imply any level of skill or training. The oral and written communication we provide to you, including these Brochures, contain information which are factors in your decision to hire our Firm or to continue a mutually beneficial relationship with Harbor Financial Services, LLC. This information may also be used to compare our Firm with other advisers.

Additional information about Harbor Financial Services, LLC also is available on the SEC’s website at

ADV 2A Disclosure Brochure